What Are the Top 3 Payment Processing Solutions for Salesforce in 2026?

The top three Salesforce payment processing solutions in 2026 are Chargent, Kulturra, and Blackthorn. These solutions were selected based on Salesforce AgentExchange (formerly AppExchange) customer ratings and compared across payment capabilities, invoicing, automation, customization, security, and other key evaluation criteria.

How We Selected the Top Salesforce Payment Processing Solutions

To identify the top Salesforce payment processing solutions for 2026, we reviewed customer ratings and user feedback from Salesforce AgentExchange. The three solutions with strong customer review profiles were selected for evaluation.

We then compared each solution across capabilities organizations commonly consider when selecting a Salesforce payment processing platform, including payment links, recurring payments, invoicing, payment reminders, in-person payments, developer flexibility, multi-entity support, customer payment portals, pricing, and security compliance.

This comparison is not a ranking or recommendation of one solution over another. Each organization should evaluate solutions based on its specific payment workflows, technical requirements, budget, and business needs.

Comparison updated: 2026

Why Salesforce Payment Processing Solutions Matter

Organizations using Salesforce often need more than basic payment collection. They may need payment links, invoicing, recurring billing, or point-of-sale (POS) payments while keeping payment activity connected to Salesforce customer data and workflows.

Choosing the right Salesforce payment processing solution requires evaluating features, pricing, security, customer support, and long-term business needs.

What Features Should a Salesforce Payment Processing Solution Include?

Before comparing payment providers, define the capabilities your organization requires. While every business has different workflows, the following features are common considerations when evaluating Salesforce payment processing solutions.

Payment Links

Can the solution support sending secure payment links so customers can pay online using their credit card? Payment links allow customers to complete payments from invoices, emails, text messages, or other digital communications without requiring a separate checkout experience.

Look for solutions that make it easy to generate payment links, track payment status, and associate transactions with the correct Salesforce records.

Gateway Support

Does the solution support your preferred payment gateway or offer multi-gateway flexibility? Compatibility with major gateways (like Stripe, Authorize.Net, or PayPal) gives you the freedom to choose your processor, avoid vendor lock-in, and negotiate lower rates.

Recurring Payments

Does the solution support recurring payments and automated billing schedules? This capability is important for businesses that offer subscriptions, memberships, payment plans, or other services requiring regular customer payments.

A recurring payment solution should allow organizations to manage billing schedules, track payment status, and maintain customer payment information securely.

Invoicing

Can the application generate invoices with embedded payment options? Combining invoicing and payment collection within Salesforce can reduce manual processes and help customers pay faster.

Look for solutions that allow teams to create invoices, send them to customers, and provide a simple way for customers to complete payments directly from the invoice.

Payment Reminders

Does the solution provide automated payment reminders? Features such as upcoming payment notifications, overdue invoice reminders, and expired credit card alerts can help organizations improve collections and reduce administrative follow-up.

Automated reminders can also create a better customer experience by keeping customers informed before payment issues occur.

In-Person Payments

Does the solution support in-person payments and point-of-sale (POS) transactions? Organizations that accept payments at physical locations, events, retail environments, or customer sites should look for Salesforce payment solutions that support card-present transactions.

A POS payment capability allows customers to pay using payment devices that support tap, chip, and contactless payment methods. The solution should also synchronize payment information with Salesforce so teams have a complete view of customer transactions across both online and in-person payment channels.

Developer Flexibility

Does the solution provide enough customization options to support your organization’s workflows? Salesforce environments are often highly customized, so payment solutions should offer tools such as APIs, automation capabilities, and configuration options.

Developer-friendly solutions allow organizations to build payment processes that align with their existing Salesforce architecture rather than forcing teams to change their workflows.

Multi-Entity Support

Does the solution support multiple entities within your organization? Companies with multiple brands, business units, or legal entities may need separate payment configurations.

A multi-entity payment solution should support different branding, payment gateways, bank accounts, and payment routing rules while allowing each entity to manage transactions appropriately.

Customer Payment Portal

Does the solution provide a customer payment portal? A self-service payment portal allows customers to securely access invoices, make payments, update payment methods, and manage their payment information.

Payment portals can reduce support requests and provide customers with a convenient way to manage their accounts.

How Much Does a Salesforce Payment Processing Solution Cost?

Pricing is another important factor when evaluating payment processing apps for Salesforce. The right solution should provide the required functionality while fitting within your organization’s budget.

When comparing pricing, consider more than subscription fees. Review transaction costs, implementation expenses, support plans, and additional charges for premium features. The overall cost of ownership is often more important than the initial price.

Why Customer Support Matters

Payment processing is a critical business function, so reliable customer support is an important consideration. Issues with payment transactions can directly impact revenue and customer satisfaction.

Before selecting a provider, review customer feedback, support experiences, and user ratings. Salesforce AgentExchange reviews can provide insight into how customers evaluate the solution after implementation.

What Security and Compliance Standards Should a Salesforce Payment Solution Meet?

Security and compliance should be key parts of your evaluation process because payment data requires strong protection.

One of the most important standards to review is PCI DSS compliance. PCI compliance is a shared responsibility between your organization and your payment solution provider. Look for solutions that help reduce your PCI scope through secure payment processing methods such as tokenization, which helps prevent sensitive payment data from being stored directly in your Salesforce organization.

Another important security consideration is the vendor’s SOC 2 report. A SOC 2 report provides insight into how a provider manages customer data, including its security controls, policies, procedures, and technology infrastructure. Vendors with strong security practices can help organizations better protect customer payment information.

Comparing the Top 3 Salesforce Payment Processing Solutions

The following comparison shows how Chargent, Kulturra, and Blackthorn align across the evaluation criteria outlined above. The goal is to help organizations understand the differences between each solution and identify which platform best fits their payment workflows, Salesforce environment, and business requirements.

ChargentKulturraBlackthorn
AgentExchange Reviews4.93 (529 reviews)4.98 (305 reviews)4.97 (181 reviews)
Estimated Pricing RangeHigher annual cost rangeLower to mid-range annual costMid-range annual cost
Gateways Supported30+ Integrations120+ Integrations120+ Integrations
Payment LinksSupportedSupportedSupported
Recurring PaymentsSupportedSupportedSupported
InvoicingPartial. Supports payment requests. Standalone invoice generation may require configuration or an invoicing integration.SupportedSupported
Payment RemindersPartial. Supports automated payment collection. Customer reminders may require automation or additional configuration.SupportedPartial. Supports scheduled payments. Automated reminders may require automation or additional configuration.
In-Person PaymentsSupportedSupportedSupported
Developer FlexibilityNative app with flexible configuration options.Native app with flexible configuration options.Native app with flexible configuration options.
Multi-Entity SupportPartial. May require additional Salesforce configuration.SupportedPartial. May require additional Salesforce configuration.
Customer Payment PortalSupported through Experience Cloud.Supported through Experience Cloud.Supported through Experience Cloud.
Security and ComplianceSupports tokenization and has a SOC 2 report.Supports tokenization and has a SOC 2 report.Supports tokenization and has a SOC 2 report.

All three Salesforce payment solutions cover the core needs most organizations look for, including payment links, recurring payments, in-person payments, Salesforce flexibility, and secure payment processing.

The key differences appear in areas such as gateway support, payment reminders, and invoicing, where some capabilities may require additional Salesforce configuration or integrations. Organizations should consider their required workflows, level of customization, and operational complexity when comparing these solutions.

Can Salesforce Accept Payments? Understanding Your Salesforce Payment Options

Yes, Salesforce can accept payments. Businesses can accept credit card and ACH payments in Salesforce through several approaches, including Salesforce products such as Commerce Cloud and Salesforce Payments, as well as Salesforce partner solutions available through AgentExchange, such as Kulturra. The right solution depends on your payment workflows, required features, preferred payment processors, and billing needs.

Before exploring the different options, it helps to understand how payment processing works. Salesforce is primarily a CRM platform, not a traditional payment processor. To accept credit card or ACH payments, you’ll typically need a payment provider that can securely authorize and process transactions between your customers, their financial institutions, and your business.

Some of the most popular payment processors include Stripe, Authorize.net, and CardConnect. Once you have an account with a payment processor, you can typically accept payments through their own platform or website.

If you want to accept payments directly within Salesforce, you’ll also need an integration that connects Salesforce to your payment processor. Fortunately, you don’t have to build this integration yourself. Salesforce offers its own products for certain payment scenarios, and there are also AgentExchange (formerly AppExchange) solutions that provide pre-built integrations with a variety of payment processors and additional capabilities.

What are the Salesforce payment products?

Salesforce offers several ways to accept payments, but the available features depend on which Salesforce products your organization uses.

Commerce Cloud

If you’re using Salesforce Commerce Cloud, you’ll have access to robust payment capabilities designed for ecommerce. Customers can securely complete purchases online, and Commerce Cloud integrates with supported payment providers to handle payment authorization, capture, refunds, and order management. For organizations selling products through an online storefront, Commerce Cloud provides a comprehensive payment experience out of the box.

Salesforce Payments

If you’re not using Commerce Cloud, Salesforce Payments serves as Salesforce’s built-in payment solution. It enables businesses to generate and share secure online payment links while automatically linking transactions to relevant Salesforce records, keeping all payment tracking within your CRM.

Salesforce Payments works well for organizations with basic payment needs, but its main limitation is processor flexibility. Because it supports a significantly narrower selection of payment gateways compared to AgentExchange solutions, businesses with specific merchant processing preferences may find it restrictive.

While it handles simple payment links just fine, organizations needing freedom of processor choice, or those managing specialized billing structures, typically turn to AgentExchange for broader gateway compatibility and greater flexibility within Salesforce.

What are the AgentExchange Solutions

Beyond Salesforce’s own payment products, businesses can also explore Salesforce AgentExchange. Here you’ll find payment applications built by Salesforce partners that extend the platform with additional capabilities.

These solutions can connect Salesforce to popular payment processors, automate payment workflows, support recurring payments, generate invoices, collect ACH and credit card payments, and provide industry-specific functionality that may not be available with Salesforce’s own products.

Because every organization has different requirements, there isn’t a single “best” payment solution. The right choice depends on your business processes and long-term goals.

When evaluating AgentExchange payment solutions, consider the following questions:

Does the solution support my business processes?

Start by identifying your must-have requirements. For example:

  • Do you need one-time payments, recurring billing, or payment plans?
  • Will you be accepting both credit card and ACH payments?
  • Do you need online payment portals or payment links?
  • Does the solution support multiple payment processors?
  • Can it automate invoicing, payment reminders, and payment reconciliation?
  • Does it work with the Salesforce objects and workflows you already use?

Does the pricing fit my budget?

Compare more than just the subscription price. Consider implementation costs, usage fees if any, support plans, and the time your team will spend managing the solution.

What level of support does the vendor provide?

Payment processing is a business-critical function. If an issue arises, you’ll want a vendor that is responsive and experienced. Review customer ratings in the AgentExchange and understand what support channels are available before making a decision.

How does the vendor approach security?

Security should be a top priority when evaluating any payment solution. Choose vendors that follow industry standards like tokenization and offer clear transparency into their compliance practices. Reviewing a vendor’s SOC 2 report is a great way to verify how they handle your sensitive data.

Does the solution have experience with organizations like mine?

Many payment solutions are designed with specific industries or use cases in mind. Reviewing customer success stories can help you understand how the product performs in organizations similar to yours.

For example, Kulturra is a Salesforce-native payment solution built to give you the freedom to bring your preferred payment processor by integrating with a wide range of gateways. For organizations constrained by the strict processor limitations of Salesforce’s built-in tools, Kulturra offers the gateway flexibility you need while letting you manage invoicing, recurring billing, and payment workflows entirely within Salesforce.

Ultimately, the best AgentExchange solution is one that fits your specific business requirements and integrates with your preferred payment processor, while giving your organization the long-term support to grow.

Frequently Asked Questions

Can Salesforce process credit card payments?

Yes. Salesforce can accept credit card payments through Salesforce products such as Salesforce Payments and Commerce Cloud, or through partner solutions available on AgentExchange.

Can Salesforce accept ACH payments?

Yes. ACH support depends on the payment solution and payment processor being used.

Can Salesforce handle recurring payments?

Some Salesforce products and partner solutions support recurring payments. Organizations with subscription billing requirements should evaluate which solution best fits their workflow.

Does Salesforce store credit card information?

Most payment solutions use tokenization so sensitive payment details are handled securely by payment providers rather than stored directly in Salesforce.

What is the best payment solution for Salesforce?

The best Salesforce payment solution depends on your business requirements. Salesforce Payments may be suitable for organizations with straightforward payment collection needs, while AgentExchange solutions such as Kulturra may be a better fit for businesses that need multiple payment processor options, advanced workflows, recurring payments, payment plans, or additional automation.

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